Open Access
Article
SciPap-1994
Investment Inclusion of the Credit Market of Ukraine
by
Nataliia V. Bondarenko 1,*, Svitlana A. Vlasiuk 2, Bohdan S. Huzar 3, Svitlana A. Ptashnyk 4 and Oleksandr S. Prystеmskyi 5
1 Department of Finance, Banking and Insurance, Uman National University of Horticulture, 1 Instytutska Str., Uman 20301, Ukraine
2 Department of Finance, Banking and Insurance, Uman National University of Horticulture, 1 Instytutska Str., Uman 20301, Ukraine
3 Department of Finance, Banking and Insurance, Uman National University of Horticulture, 1 Instytutska Str., Uman 20301, Ukraine
4 Department of Finance, Banking and Insurance, Uman National University of Horticulture, 1 Instytutska Str., Uman 20301, Ukraine
5 Department of Accounting and Taxation, Kherson State Agrarian and Economic University, Stritenska St, 23, Kherson 73006, Ukraine
* Authors to whom correspondence should be addressed.
Abstract: The article examines the peculiarities of investment inclusion in the credit market of Ukraine and the sources of turbulent processes in the banking ecosystem. The formalized model of the interrelation of endogenous factors of investment lending in the time horizon of multiple signs that reduce the manifestation of destabilization of the banking ecosystem (reduction of liquidity and regulatory capital of banks) and ensure the stability of the inclusion of the credit market is substantiated. A model of the distribution of investment lending risks over time, their assessment and limitation has been developed. For the period of martial law in Ukraine, donors of investment crediting of agriculture and its restoration in the future have been singled out. A multifactor model of investment inclusion of the credit market of Ukraine has been built, which has a set of variables that affect the stable state of the banking ecosystem and ensure the maximum efficiency of the distribution and use of investments in the projects of restoring the economic development of the country.
Keywords: Liquidity, Interest Rates, Banking Ecosystem, Loans, Deposits
JEL classification: E22 - Investment • Capital • Intangible Capital • Capacity, E5 - Monetary Policy, Central Banking, and the Supply of Money and Credit
Received: 24 May 2024 / Revised: 16 September 2024 / Accepted: 27 September 2024 / Published: 22 October 2024
